Safe & secure zOPAL wallet
Take control of your zOPAL assets with complete confidence in the Trezor ecosystem.
- Secured by your hardware wallet
- Use with compatible hot wallets
- Trusted by over 2 million customers

Send & receive your zOPAL with the Trezor Suite app
Send & receive
Trezor hardware wallets that support zOPAL
Sync your Trezor with wallet apps
Supported zOPAL Network
Why a hardware wallet?
Go offline with Trezor
- You own 100% of your coins
- Your wallet is 100% safe offline
- Your data is 100% anonymous
- Your coins aren’t tied to any company
Online exchanges
- If an exchange fails, you lose your coins
- Exchanges are targets for hackers
- Your personal data may be exposed
- You don’t truly own your coins
How to ZOPAL on Trezor
Connect your Trezor
Open a third-party wallet app
Manage your assets
Make the most of your ZOPAL
Trezor keeps your ZOPAL secure
Protected by Secure ElementThe best defense against both online and offline threats
Your tokens, your controlAbsolute control of every transaction with on-device confirmation
Security starts with open-sourceTransparent wallet design makes your Trezor better and safer
Clear & simple wallet backupRecover access to your digital assets with a new backup standard
Confidence from day onePackaging & device security seals protect your Trezor’s integrity
zOPAL is an institutional-grade yield vault that provides on-chain access to a structured credit strategy. Built on zVaults, Zoth's infrastructure for tokenized yield strategies, it gives eligible stablecoin holders access to real-world credit through an on-chain vault.
The base yield comes from a strategy backed by Brazilian credit card receivables, tied to consumer card payments and installment transactions where merchants are entitled to future settlement flows. Receivables financing purchases these future cash flows at a discount, and returns are generated as the receivables are repaid. The receivables are registered through a Central Bank-authorized registry, and collections are routed through the regulated card-settlement system, linking the yield to consumer payment activity rather than token emissions.
zOPAL targets up to 12% Vault APY from the underlying strategy. Yield is variable, depends on the underlying strategy and market conditions, and is not guaranteed. Eligible participation may also accrue Zocta Points, Zoth's ecosystem rewards layer, which are separate from the base yield.
