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A safer way to earn yield with stablecoins in Trezor Suite
Stablecoin yield is now built directly into Trezor Suite. If you hold USDC or USDT on Ethereum, you can now earn yield without leaving the security of self-custody.
Powered by Morpho, the integration lets you deposit into curated lending vaults directly inside Trezor Suite, with every action clear-signed on your Trezor device.
No browser extensions. No blind signing. No centralized exchange custody. Just a simpler, safer way to put stablecoins to work.
The problem with earning yield on stablecoins
Want to put your USDC or USDT to work? Most people do… until security becomes part of the equation.
Getting stablecoin yield usually means leaving a secure environment like Trezor Suite, connecting to third-party wallets, and navigating the DeFi maze…
- dApp interfaces
- Browser extensions
- External connections
If you’re not deep into DeFi, this process can feel complicated and even risky.
And the other common options?
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Use earn programs with a centralized exchange that pays yield but requires transferring funds off the hardware wallet entirely (you give up self-custody)
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Choosing security and settling for 0% returns
The answer
Instead of leaving your stablecoins on your hardware wallet, where they’re secure but idle, you can now put them to work directly in Trezor Suite.
When you earn stablecoin yield in Trezor Suite:
• You decide when to deposit and withdraw. No lockups or waiting periods.
• Your keys stay on your Trezor. Review and approve every action in plain language on the screen (you never “blind sign”).
• You can earn yield on the two largest stablecoins, USDC and USDT, without converting your assets or moving them to an exchange.
• Earn up to 4% APY in a few clicks. Nothing new to install or set up.
Everything happens inside Trezor Suite, so you avoid browser extensions and unnecessary, complicated third-party connections.
Stablecoin rates fluctuate with market conditions, so always check current rates in Trezor Suite.
How earning stablecoin yield in Trezor Suite works
To save you the trouble of vetting and picking vaults from a list of protocols (which requires technical knowledge), we’ve partnered with Morpho, one of Ethereum’s largest and most tested lending protocols, to bring stablecoin yield directly into Trezor Suite.
The Morpho Prime Vaults are curated, low-risk lending vaults that allocate deposits into secure, high-quality markets. Managed by experienced curators, they focus on protecting capital while generating stable yield from trusted assets.
This way, you can start earning in minutes without DeFi knowledge needed, and you get to keep Trezor-grade security at every step of the process.
It’s as simple as…
Open Trezor Suite → deposit USDC or USDT → start earning yield
What makes the stablecoin yield with Trezor Suite different:
Protected by Trezor-grade security
Every interaction with the Morpho protocol is translated into human-readable language on your physical Trezor device screen. This means that every DeFi interaction - deposit, withdrawal and reward claim is hardware-signed directly on your Trezor device.
Your keys stay offline and under your control even while your stablecoins are working to earn yield.
By staying within the secure, Trezor Suite environment, you can avoid the common vulnerabilities like phishing attacks and malicious tabs along with the riskier vaults and market solutions. Get started here.
FAQs
Do my keys leave my Trezor at any point?
No. The Trezor signs every transaction locally. Private keys never touch an internet-connected device, including during deposits, withdrawals, and reward claims.
What is the fee?
Trezor takes a 10% performance fee on yield earned. There is no management fee. The fee is applied through the Morpho Fee Wrapper, a smart contract managed by Trezor. If a vault earns 5% APY, the user receives 4.5% net.
What are the risks of stablecoin yield?
There are three risk categories users should understand before depositing:
Smart contract risk. Deposited stablecoins are governed by Morpho smart contracts. As with any smart contract, there is a possibility of bugs or exploits, despite extensive auditing. Morpho has been audited by multiple independent security firms, with reports publicly available.
Liquidity risk. If borrowers are using all available capital in a vault, there may be a short delay before a withdrawal can be processed. The vaults Trezor has selected are designed to minimise this, but it is not impossible.
Market risk. Stablecoins are designed to hold a stable value but have historically experienced depeg events. A depeg of USDC or USDT would affect users with positions in those vaults.
Which Trezor models support stablecoin yield?
All Trezor models that support Ethereum and run standard firmware. Users on Bitcoin-only firmware will not see the Earn section.
Which stablecoins are supported?
USDC and USDT on Ethereum at launch.
Do you plan to add more stablecoins or networks?
Trezor will evaluate additional assets and networks based on user demand and security review. No specific roadmap is being shared at launch.
